MCQs on Banking

Ques 1

RRB NTPC 2021

निम्नलिखित में से कौन भारत में सभी एटीएम को जोड़ने का कार्य करता है?

Which of the following does the work of linking all the ATMs in India?

[A] National Institute of Banking and Management

[B] National Payments Corporation of India

[C] Reserve Bank of India

[D] Securities and Exchange Board of India

Correct Answer : National Payments Corporation of India


Ques 2

UPPCL AA 2021

डिजिटल वित्तीय टूल के मामले में UPI का क्या अर्थ है?

In case of Digital Financial Tools what does UPI stand for?

[A] Unique Portal for Interchange

[B] Unified Portal for Individuals

[C] Unique Payments Interchange

[D] Unifed Paymeats Interface

Correct Answer : Unifed Paymeats Interface


Ques 3

UPPCL TG2 2023

NEFT लेनदेन की अधिकतम सीमा क्या है?

What is the maximum limit for NEFT transaction?

[A] Rs. 10,00,000

[B] Rs. 50,000

[C] Rs. 1,00,000

[D] No limit

Correct Answer : No limit


Ques 4

Chhattisgarh ITI 2023

जिस प्रकार के ऋण को अल्पावधि में चुकाने की आवश्यकता होती है उसे -------- कहा जाता है

The kind of debts which are needed to be repaid in short term is known as --------

[A] Fixed Liabilities

[B] Current Liabilities

[C] Depreciating Liabilities

[D] Intangible Assets

Correct Answer : Current Liabilities


Ques 5

Chhattisgarh ITI 2023

रिवर्सिंग जर्नल एक है-

Reversing Journal is a-

[A] Conventional voucher

[B] Unconventional voucher

[C] Both A and B

[D] None of these

Correct Answer : Unconventional voucher


Ques 6

Chhattisgarh ITI 2023

लाभ और हानि खाते में डेबिट पक्ष की कुल राशि की तुलना में क्रेडिट पक्ष की कुल राशि की अधिकता को क्या कहा जाता है?

What is termed as excess of credit side total amount over debit side total amount in a profit and loss account?

[A] Credit

[B] Profit

[C] Loss

[D] Debit

Correct Answer : Profit


Ques 7

Chhattisgarh ITI 2023

दोहरी प्रविष्टि प्रणाली का प्रयोग किस प्रकार के लेखांकन में किया जाता है?

In what type of accounting is double entry system is used?

[A] Cost

[B] Financial

[C] Management

[D] All

Correct Answer : Financial


Ques 8

Chhattisgarh ITI 2023

वह कौन सी लेखांकन अवधारणा है जिसके लिए ट्रेडिंग खाते में अंतिम स्टॉक जमा करने की आवश्यकता होती है?

Which is the accounting concept that requires the practice of crediting closing stock to the trading account?

[A] Cost

[B] Matching

[C] Realisation

[D] Going Concern

Correct Answer : Matching


Ques 9

UGC NET 2019

निम्नलिखित में से कौन डिजिटल भुगतान प्रणाली में शामिल हैं? a) RTGS b) Demand draft c) NEFT d) Cheque निम्नलिखित में से सही विकल्प चुनें:

Which of the following are included in the digital payment system? a) RTGS b) Demand draft c) NEFT d) Cheque Choose the correct option from the following:

[A] a, c and d

[B] b and d only

[C] a and c only

[D] b, c and d

Correct Answer : a and c only


Ques 10

UPPCL-TG2-2021

तत्काल भुगतान सेवा (आईएमपीएस) में, ऑनलाइन फंड ट्रांसफर सेवा ______ द्वारा शुरू की गई थी।

In Immediate Payment Service (IMPS), online fund transfer service was introduced by ______.

[A] Reserve Bank of India (RBI)

[B] National Payments Corporation of India (NPCI)

[C] Neither NCPI nor RBI

[D] Both NCPI and RBI

Correct Answer : National Payments Corporation of India (NPCI)


Ques 11

UPPCL-TG2-2021

आरटीजीएस (रियल टाइम ग्रॉस सेटलमेंट) लेनदेन में, राशि स्थानांतरित करने की न्यूनतम सीमा ______ है।

In RTGS (Real Time Gross Settlement) transaction, the minimum limit to transfer the amount is ______.

[A] Rs. 200

[B] Rs. 2,00,000

[C] Rs. 2,000

[D] Rs. 20,000

Correct Answer : Rs. 2,00,000


Ques 12

UPPCL-TG2-2021

एनईएफटी लेनदेन की अधिकतम सीमा क्या है?

What is the maximum limit for NEFT transaction?

[A] Rs. 10,00,000

[B] Rs. 50,000

[C] Rs. 1,00,000

[D] No limit

Correct Answer : No limit


Ques 13

UPPCL-TG2-2021

IFSC कोड में ______ अंक होते हैं।

There are ______ digits present in an IFSC code.

[A] 9

[B] 11

[C] 5

[D] 7

Correct Answer : 11


Ques 14

UPPCL-TG2-2021

एनईएफटी ______ के सिद्धांत पर काम करता है जो लेनदेन को बैचों में निपटाता है।

NEFT works on the principle of ______ which settles transactions in batches.

[A] Gross Batch Settlement (GBS)

[B] Domain Name Settlement (DNS)

[C] Reserve Bank of India (RBI)

[D] Deferred Net Settlement (DNS)

Correct Answer : Deferred Net Settlement (DNS)


Ques 15

UPPCL-TG2-2021

नेट बैंकिंग को ______ नाम से भी जाना जाता है।

Net banking is also known as ______.

[A] e-transfer

[B] e-commerce

[C] e-banking

[D] e-process

Correct Answer : e-banking


Ques 16

UPPCL-TG2-2021

भारत सरकार द्वारा शुरू किए गए और भारतीय राष्ट्रीय भुगतान निगम (एनपीसीआई) द्वारा विकसित किए गए उस प्लेटफॉर्म की पहचान करें जो स्मार्टफोन या डेटा/इंटरनेट कनेक्शन के बिना मोबाइल फोन से बैंकिंग सेवाओं तक पहुंच की सुविधा प्रदान करता है।

Identify the platform launched by the Government of India and developed by the National Payments Corporation of India (NPCI) to facilitate access to banking services from mobile phones, without a smartphone or data/internet connection.

[A] BHIM

[B] UMANG

[C] AEPS

[D] USSD

Correct Answer : USSD


Ques 17

UPPCL-TG2-2021

‘UPI पिन’ का पूर्ण रूप क्या है?

What is the full form of ‘UPI PIN’?

[A] Unified Payments Interface Personal Identification Number

[B] Unified Payments Internal Private Identification Number

[C] Universal Payments Infrastructure Personal Identification Number

[D] Universal Payments Interface Private Identification Number

Correct Answer : Unified Payments Interface Personal Identification Number


Ques 18

UPPCL-TG2-2021

निम्नलिखित में से कौन सी ऑनलाइन इंटरनेट बैंकिंग भुगतान विधि मुख्य रूप से उच्च-मूल्य लेनदेन के लिए है?

Which of the following online internet banking payment methods is primarily meant for high-value transactions?

[A] NEFT

[B] RTGS

[C] UPI

[D] IMPS

Correct Answer : RTGS


Ques 19

UPPCL-TG2-2021

निम्नलिखित में से कौन सी भुगतान प्रणाली केवल बैंकिंग समय के दौरान संचालित होती है?

Which of the following payment systems operates only during banking hours?

[A] NEFT

[B] BHIM

[C] RTGS

[D] IMPS

Correct Answer : RTGS


Ques 20

UPPCL-TG2-2021

ई-वॉलेट के बारे में निम्नलिखित में से कौन सा कथन गलत है?

Which of the following statements about an e-Wallet is FALSE?

[A] An e-Wallet needs to be linked with the individual's bank account to make payments.

[B] e-Wallets are also known by the name ‘credit cards’.

[C] e-Wallets allow hassle-free shopping and rewards.

[D] An e-Wallet is a type of electronic card which is used for transactions made online through a computer or a smartphone.

Correct Answer : e-Wallets are also known by the name ‘credit cards’.


Ques 21

UPPCL-TG2-2021

निम्नलिखित में से कौन सी भुगतान सेवा नहीं है?

Which of the following is NOT a payment service?

[A] USSD

[B] AEPS

[C] PayPal

[D] UPI

Correct Answer : USSD


Ques 22

UPPCL-TG2-2021

निम्नलिखित में से कौन सा ऑनलाइन भुगतान मोड नहीं है?

Which of the following is NOT an online payment mode?

[A] Podcast

[B] Debit card

[C] Credit card

[D] E-wallet

Correct Answer : Podcast


Ques 23

UPPCL-TG2-2021

निम्नलिखित में से कौन सा सुरक्षा उपाय ऑनलाइन भुगतान करते समय ध्यान में नहीं रखा जाना चाहिए?

Which of the following is not a safety measure that must be considered while doing online payment ?

[A] Use secured Internet connection

[B] Avoid accessing banking website or doing online payments on multiple computers.

[C] share passwords with others.

[D] avoid suspicious websites.

Correct Answer : share passwords with others.


Ques 24

UPPCL-TG2-2021

सीवीवी नंबर पिन नंबर से अलग होता है जो कार्ड लेनदेन को पूरा करने के लिए एक _______ की तरह है।

CVV number is different from the PIN number which is like a _______ to complete card transaction .

[A] password

[B] data

[C] number

[D] date

Correct Answer : password


Ques 25

UPPCL-TG2-2021

क्रेडिट कार्ड, डेबिट कार्ड और स्मार्ट कार्ड का उपयोग करके भुगतान _______ लेनदेन का उदाहरण हैं।

Payments using credit card , debit card and smart card are example of _______ transaction.

[A] e-design

[B] e- money

[C] e-commerce

[D] e-learning

Correct Answer : e- money


Ques 26

UPPCL-TG2-2021

निम्नलिखित में से कौन सा शब्द प्रौद्योगिकी की सहायता से सीखने को संदर्भित करता है जो लोगों को किसी भी समय या कहीं भी सीखने में सक्षम बनाता है?

Which of the following refers to learning with the aid of technology that enables people to learn anytime or anywhere ?

[A] e-banking

[B] e-learning

[C] e-commerce

[D] e-mail

Correct Answer : e-learning


Ques 27

UPPCL-TG2-2021

यूपीआई का पूर्ण रूप क्या है?

What is the full form of UPI?

[A] Unified Permanent Interface

[B] Unified Payment Internet

[C] Unified Payment Interface

[D] Universal Payment Interface

Correct Answer : Unified Payment Interface


Ques 28

UPPCL-TG2-2021

What is the full form of CVN in credit cards?

What is the full form of CVN in credit cards?

[A] Card Verification News

[B] Card Verification Number

[C] Card Verification Noun

[D] Card Verification Nation

Correct Answer : Card Verification Number


Ques 29

UPPCL-TG2-2021

निम्नलिखित में से कौन सा कथन गलत है?

Which of the following statements is INCORRECT?

[A] RTGS is best suited for transaction having a minimum amount of 2 lakh

[B] The minimum amount transferable through an IMPS transfer can be as low as 1000.

[C] There is no limit to the number of NEFT transaction in a day .

[D] IMPS allows immediate transfer of funds and this service can be accessed on bank/public holiday .

Correct Answer : The minimum amount transferable through an IMPS transfer can be as low as 1000.


Ques 30

UPPCL-TG2-2021

यूपीआई की प्रमुख विशेषताओं के संबंध में निम्नलिखित में से कौन सा कथन गलत है?

Which of the following statements is INCORRECT regarding UPI's key charatceristic?

[A] It is accessible on vacations .

[B] Any complaint may be submitted simply through a mobile app.

[C] It cannot be used to pay utility bills and for payments to merchants .

[D] UPI is accessible around the clock.

Correct Answer : It cannot be used to pay utility bills and for payments to merchants .


Ques 31

UPPCL-TG2-2021

एक भौतिक कार्ड है जिसका उपयोग खरीददारी करने, बिलों का भुगतान करने या कार्ड के आधार पर नकदी निकालने के लिए किया जा सकता है, इसे समझने का सरलतम तरीका यह है कि यह एक प्रकार का अल्पकालिक ऋण है।

A________is a physical card that can be used to make purchase , pay bills or depending on the card , withdraw cash the simplest way to think of it is as a type of short term loan .

[A] RuPay card

[B] Prepaid card

[C] Debit card

[D] Credit card

Correct Answer : Credit card


Ques 32

UPPCL-TG2-2021

भीम (BHIM) का पूर्ण रूप, जो UPI का उपयोग करता है, है:

The full form of BHIM , which uses UPI is :

[A] Bharat Interconnect for Money

[B] Bharat Interconnect Money

[C] Bharat Interface for Money

[D] Bank Interface FOR Money

Correct Answer : Bharat Interface for Money


Ques 33

ऑनलाइन भुगतान करने का आसान और त्वरित तरीका क्या है?

What is an easy and quick way to make online payments?

[A] Digital wallets

[B] Cheque payment

[C] Cash on delivery

[D] Going to the bank

Correct Answer : Digital wallets


Ques 34

इनमें से कौन सा डिजिटल वॉलेट नहीं है?

Which among these is NOT a digital wallet?

[A] MobiKwik

[B] Paytm

[C] PhonePe

[D] Internet explorer

Correct Answer : Internet explorer


Ques 35

________ एक चौकोर, काला और सफेद कोड है जिसे आप कैमरे से स्कैन कर उपयोग कर सकते हैं।

A ________ is a square, black and white code that you can scan with the camera and use.

[A] QR Code

[B] Password

[C] OTP

[D] User ID

Correct Answer : QR Code


Ques 36

बैंक अवकाश के दिन, शहाब द्वारा धन हस्तांतरण के लिए इनमें से किस विधि का उपयोग नहीं किया जा सकता है?

On a bank holiday, which of these methods cannot be used by Shahab for money transfer?

[A] BHIM app

[B] Google pay

[C] Deposit at the bank branch

[D] Amazon pay

Correct Answer : Deposit at the bank branch


Ques 37

सैम ने एक नई दुकान खोली। वह अपने खाते में भुगतान प्राप्त करने के लिए इनमें से किस तरीके का उपयोग कर सकता है?

Sam opened a new shop. Which of these methods can he use to receive payments into his account?

[A] Movie ticket

[B] QR code

[C] Library card

[D] Gift card

Correct Answer : QR code


Ques 38

बैंक या किसी व्यक्ति से उधार लिया गया धन ____ कहलाता है।

Money borrowed from bank or a person is called ____.

[A] Tax

[B] Gift

[C] Interest

[D] Loan

Correct Answer : Loan


Ques 39

UPPCL-TG2-2021

ऑनलाइन वित्तीय लेनदेन के संदर्भ में AEPS का पूर्ण रूप क्या है?

With reference t online financial transaction what is the full form of AEPS?

[A] Aadhaar Enables Purchase System

[B] Account Enabled Purchase System

[C] Aadhar Enabled Payment System

[D] Account Enabled Payment System

Correct Answer : Aadhar Enabled Payment System


Ques 40

UPPCL-TG2-2021

एनईएफटी प्रणाली के माध्यम से धन प्रेषण के लिए निम्नलिखित में से कौन सा विवरण आवश्यक नहीं है?

Which of the following is not an essential detail required for remitting funds through NEFT system?

[A] Beneficiary's Account No.

[B] Beneficiary's Name

[C] Beneficiary's Address

[D] Beneficiary's Branch Name

Correct Answer : Beneficiary's Address


Ques 41

UPPCL-TG2-2021

निम्नलिखित में से कौन डिजिटल वॉलेट का उदाहरण है?

Which of the following is an example of digital wallet?

[A] Netflix

[B] Mint

[C] PayPal

[D] Flipkart

Correct Answer : PayPal


Ques 42

CTS CHNM 2024

कौन सा कोड दो हिस्सों में विभाजित है?

Which code is split into two halves?

[A] QR Code

[B] Pen type reader

[C] Barcode

[D] MFD

Correct Answer : Barcode


Ques 43

CTS CHNM 2024

कौन सा उपकरण छवि को अल्फ़ान्यूमेरिक मान में परिवर्तित करता है?

Which device converts image into alphanumeric value?

[A] Bar code reader

[B] Microphone

[C] Digitizer

[D] Scanner

Correct Answer : Bar code reader